Insurance & Payment Options

St. Petersburg Eye Doctor Serving Pinellas County

Our Approach to Eye Insurance

At Ryczek Eye Associates, we strive to help everyone get the eye care and optometry services they need by accepting a wide range of health insurance plans and payment methods.

To make your visit as smooth as possible, please note that our optometry office is a fee-for-service practice, which means that all services must be paid for in full at the time of your visit, including co-pays. Depending on your insurance provider, your out-of-pocket payment portion will vary, so please be sure to find out if your insurance plan is accepted and what kind of services are covered prior to scheduling your appointment. Additionally, many insurance plans have limitations, and benefits that go unused in a calendar year are often forfeited, so make sure your coverage will be valid for the time period when your appointment is scheduled.

Insurance Health Plan Coverage

Insurance coverage can be tricky, which is why we want to help you ensure you have the appropriate coverage before your appointment. Ryczek Eye Associates accepts most major insurance plans, including Medicare, but there may be some instances where your insurance is not accepted or your plan may not cover specific services.

Please refer to the information below as reference, but do not hesitate to call to find out more about the insurance plans we accept.

Medical Insurance Plans for Medical Diagnoses

Our optometry services are usually covered by most major insurance providers including Medicare and Medicare Advantage Plans, but the extent of your coverage will vary depending on your unique provider and plan. With more than 50 accepted plans, we encourage you to present your insurance information when you call to schedule your appointment so that we can help you confirm the acceptance of your plan.

Vision Insurance Plans for Routine Eye Exams & Materials

The main vision insurance plans we accept for general eye exams at this time include:

  • Vision Service Plan (VSP) – We area VSP Premiere location!
  • Premier
  • Eyemed
  • Eyequest

**Please note that this list is subject to change and does not guarantee the acceptance of your plan. We advise seeking confirmation from our office and/or your insurance company about coverage for plans and benefits.

Payment Options We Accept


During your visit, you will be required to pay for the services we provide in full, including co-pays. To make the payment process easy and convenient, we accept major credit cards and payment options including:




American Express

Cash payments and checks are also accepted.

If you have questions about insurance plans we accept, or if you have already confirmed your coverage and need to schedule an appointment with our St. Petersburg optometrist, please contact Ryczek Eye Associates at 727-327-8855 today.